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Debt Negotiation Services

Why choose Debt Negotiation? Debt Negotiation is one of the quickest ways to resolve your debt issues and helps get you and your family back on your feet. Debt negotiation works directly and aggressively with your creditors and is also one of the most cost effective service in the industry. We use our skills and knowledge, gained over years of experience providing this service, to negotiate the largest debt reductions possible for you.

Here is how the process works. Debt Negotiation, as performed by our service provider, works immediately to settle your debts. Once we receive your basic information, our skilled and trained negotiators notify your creditors that they have been secured to provide debt negotiation services on your behalf. This means that the creditors should stop attempting to contact you within days of your enrollment.

Secondly, this process is very affordable as we charge a one time flat fee regardless of the size of your debts. This saves you significant fees and lends an air of fairness to the process. We don’t ever ask you to send us money for anything more than the membership fee and a flat rate fee per account. You will never be asked to pay any additional fees for items such as banking charges, administration fees or reoccurring monthly maintenance fees. What you pay in fees is strictly based upon the number of credit accounts you give us to negotiate. In fact, ask about or money-back guarantee!

Typically this process can save you from 30 to 60% of your debt and in some cases even save you up to 80% of the original debt. You should see results within 30 to 120 days from the time your creditors are notified. Debt Negotiation also works with the creditors to get you favorable repayment methods by making monthly payments to the creditor directly. This alone will save you thousands compared to management and settlement programs that require you pay a monthly payment to them and charge you a percentage of your debt as a fee for doing so.

Our service providers currently enjoy an 80% success rate in negotiating monthly payments versus a lump sum payment. This process works on secured debts such as car loans, unsecured debts such as signature loans and credit card debts, medical bills and business debt.

With our debt negotiation providers you get the best in debt negotiation services with professional results. So get the key to your financial freedom by starting with EZ Debt Solutions Debt Negotiation program today.

Why Debt Negotiation?

When it comes to choosing the proper strategy to reduce unsecured debt ask these questions:

1. What is absolutely needed to get out of debt?

2. What is the most flexible, safest way to get out of debt and still save?

3. What plausible action can be taken to give a consumer relief and flexibility?

4. How long will my credit score be affected and will it recover?

5. How will I deal with the creditors?

1. A proper assessment of your current situation helps determine what is needed by a consumer to safely and effectively reduce principle balances owed and remove the burden of debt. For some consumers that still have the ability to pay something towards their debt, Debt Negotiated comes in as a very viable option.

2. Settlement is easy for the consumer. It can provide instant relief for consumers that are struggling to make minimum monthly payments. It allows the consumer to reduce their monthly payments for immediate savings, but also provides flexibility on those payments as well. It can be completed in 18 - 36 months and it save the consumer up to 70% of principle balances owed. If you have available funds and can make what amounts to a monthly payment to yourself or to your settlement savings account, you can do settlement.

3. What happens in settlement is that you Take Control of Your Cash Flow. If you are already late then you have already done so, if your not late then you are going to have to start keeping your cash. Why would you do that? Simple, when your creditors do not receive any money, then they will negotiate. That is where we come in. We will provide the negotiation service to settle your debt. In some cases you set aside a monthly amount to accrue funds for a lump sum payment, at a later date, of about 40% - 50%. However about 80% of the time our specialized Debt Negotiators will bring your settlement in under a payment plan that will still save you just as much and will let you payoff the settled amount on a monthly basis. We will explain more about the actual negotiated settlement amount later, however we often achieve settlements all the way down to 20% - 30% of what is owed. The negotiation process also gives you the time and flexibility needed to build up the funds need to settle, usually 18 to 36 months.

4. All debt relief programs affect credit scores or the ability get financing. The important thing to remember is that Your Credit Score Will Recover Over Time. Realize this, your ability to get credit is what got you into trouble in the first place. If you have mounting debt and are having trouble paying for it, your credit score should be the least of your worries. When you finalize a settlement your account will be reflect as "Paid As Agreed" or "Paid Settlement", which reflects well on your report, but it also will take the bad remarks concerning the account off the report. You will be changing your debt to income ratio as well, which improves your ability to get financing in the future. Our settlement programs will also show you how to build up your score again.

5. Collection companies have designed their system to intimidate consumers and rely on the fact that most consumers do not know the law. You do not have to be intimidated by collectors when you know how the Fair Debt Collections Practices Act regulates them. (Click for a easy to understand summary of this powerful law.) We will show you how to become proactive in dealing with collectors to limit their collection attempts and calls, and even use this to achieve better settlement agreements.

Contact your consultant to find out more about your options with Debt Negotiation.

Contact us for you free consultation today.